Frequently asked questions


What is Crowdadance and how does it work?

Crowdadvance is an online marketplace for buying and selling future receivables. We are often referred to as a crowdfunding platform, marketplace lender, or peer-to-peer lender. Whatever term you choose to use, we are here to connect investors who want to invest in small businesses with small business owners that need capital to grow their business.  It’s that simple.

Through the Crowdadvance platform, accredited, industry non-accredited, and institutional investors have the opportunity to invest in small businesses online through a private, secure website. Investors can browse investments, review due diligence materials and sign legal documents securely online. Once invested, investors have access to an investor dashboard, giving them 24/7 access to watch how their money is working for them.

Borrowers and sponsors looking for apital can do so by filling out an online application, creating an account and going through our due diligence process.

We are here to simplify the capital raising process through the use of technology.

How do I get started on Crowdadvance?

Is Crowdadvance secure?

How is Crowdadvance capitalized?

What's the difference between a loan and Crowdadvance's short-term financing?

Franchise Partner

Crowdadvance for Franchisors

What are the benefits of becoming a franchise partner?

We understand the unique needs of franchises, because our founders own a chain of franchised gyms themselves. That’s why we take a holistic approach to understanding a franchisee’s creditworthiness and recognize the value of being part of a successful franchise concept in our underwriting process. One of the biggest benefits is getting a dedicated, co–branded web portal to streamline your franchisees’ applications.

As a franchisor, how do I become a franchise partner?

It’s easy! Please just get in touch with us at franchisors@crowdadvance.com and specify that you are interested in a franchise partnership.

Referral Partners

Crowdadvance for Independent Sales Offices

How do I become a referral partner?

Email us at partner@crowdadvance.com to request more information about our Referral Partner Program. Or, call us at (888) 502-3849  and ask to speak to a member of our Referral Partner Team. If you are a suitable partner, we will send you our Welcome Pack and our Referral Partner Agreement. As soon as you sign and return the agreement, a member of the team will create a login for you to access your Partner Portal and we can get started working together on deals.

Is there a referral partner commission?

Yes, we pay our registered Referral Partners a fixed fee for any businesses they refer that get funded on our platform. This fee comes directly out of our own pocket from our origination fee proceeds.

When do referral partners get paid?

We do our best to pay commissions on the same date that the borrower receives their loan proceeds however not longer than 5 business days.

As a referral partner, how do I check the status of my client?

Use your login and password to access your Partner Portal via the blue ‘Sign In’ link in the upper right–hand corner of our homepage—www.crowdadvance.com. From your Partner Portal, you can complete and submit a loan application on behalf of your client, or you can share your unique Partner Affiliate Link (found in your Portal) so an applicant can submit their own application and it will tie back to your account.

Can my client enter their own application?

Yes. Every Partner Portal has a unique Partner Affiliate Link associated with it that can be found at the bottom of your dashboard. Just copy and send your Partner Affiliate Link to your client so they can access our online application.

As a referral partner, will you include me in all communication to the borrower?

It’s completely up to you. Every relationship we maintain is unique. We’re happy to reach out directly to loan applicants with requests for additional information, or you can manage the communication with your clients.

As a referral partner, can I receive a copy of my client’s Experian credit report?

No. For privacy reasons, we can only send a copy of your client’s credit report directly to your client and only after your client has provided us with the necessary verification information to do so.

As a referral partner, can I be copied on AAN decline emails to my client?

Unfortunately, no. For privacy reasons, we have to send all Adverse Action Notices directly to the borrower and cannot share that credit information directly with any other parties.

General Questions

Who invests through Crowdadvance?

Crowdadvance investors include high net worth individual investors and institutional investors including family offices, registered investment advisors, private equity firms, hedge funds, banks, asset managers, and non-accredited individual investors who work in commercial finance.

Who can invest through Crowdadvance?

When I invest in a business though Crowdadvance, what do I own?

What fees are involved for investors?

What is crowdfunding and why haven't I heard about this before?

General Investor Questions

What are the benefits of investing though Crowdadvance?

Crowdadvance makes it easy for accredited, industry professionals, and institutional investors to invest in small businesses.

We provide access that was historically limited and pre-vet every investment in the marketplace. We spend countless hours sourcing real estate investments so you don’t have to. We also allow you to invest in real estate with dramatically smaller check sizes. Instead of $50,000 or $100,000 minimums, you can buy shares of investments with as little as $1,000. And we make the process frictionless – allowing you to screen investments online, sign legal documents online, and have access to all your documents in one place on your investor dashboard.

For institutional investors, we are a source of efficient and technology-based production, helping them diversify their portfolio while getting access to a wide suite of commercial debt products.


What will I actually own?

When will I get my investment back?

Can I use a retirement account to invest?

If a borrower stops paying, what happens?

Is there an investment minimum and maximum?

Is the investment secured?

How often should distributions be expected?

Are these investments risky?

What are the tax implications for investing in Crowdadvance?

Who is eligible to buy larger percentages?


What is the process to get financing?

To apply for capital, start the application process here. You’ll be asked a quick series of questions about the property and you. Our propriety technology then will screen your application and if found to be suited, one of our account executives will reach out to discuss further details and provide you with a quote.

What are the advantages for business owners?

What sorts of rates do you charge?

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